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Home construction starts together with the framing phase, if a carpenter staff erects the home's skeleton (the surfaces and floor), and the roof bones. This initial stage is often called the shell stage, as the residence has no siding or roof surface. In this stage, hard openings for doors and windows are framed, and simple sheathing of wall and roof surfaces is completed. The final phase is typically the addition of water lines and electrical pieces. Owner builder loan products allow you to