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There's a big misconception out there there that when you own a company, you get a better offer on health insurance policy. The fact is usually, many "group" wellness insurance plans arrive with higher prices than individual health and fitness policies. For the small business owner with 5-7 employees or less, offering to reimburse employees for their individual health insurance policies by means of an HRA (Health Reimbursement Arrangement) can be a significant expense savings to the company, while giving additional freedom of medical