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One associated with the biggest concerns many small organizations have may be the price of insurance. Its something you absolutely need, but how very much from it can an individual really afford? As with any type of insurance, there are a variety of aspects that enter in the assessment of small business insurance cost. Approximately half of small businesses in the particular US pay close to $400 - $600 annually for standard liability insurance. However, you could still end up paying out less or additional a year, depending on the number of employees as well